somekind of lifestyle … so you better start saving for that now!
If you're moving from a small starter home or apartment into a larger home, you should budget for things like furnishings and supplies. That includes more furniture if you have some extra rooms that you didn't have before … but it might also include items you never needed before, like a lawnmower or stepladders.
Estimate the costs and build those into your home-buying budget, so you don't forget to save up for these expenses ahead of time.Even my most financially savvy financial planning clients struggle with this last one. Almost everyone forgets to save or budget for expenses that youare coming at some point in the year… but they have unusual, irregular, or unpredictable schedules in terms of when they're due.to car or home maintenance that doesn't happen on an easy-to-remember schedule.
Yes, it's a bit tedious. But it also helps you identify precisely what you forgot to save money for. Once you find those costs, put reminders or alerts on your calendar or phone so you know when to expect them again.
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And he's forgetting his dog could have Covid-19!
Great article hear. I really agree. That is why I recommend setting SMART savings goals for retirement, new cars, investment properties, etc.
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