are different than what you'll find with most banks. Charles Schwab has brokered CDs, meaning Charles Schwab doesn't actually own the CD. Instead, Charles Schwab acts as the middleman for you and the bank that owns the CD.
There are 345 Charles Schwab locations across major US cities, and although you may be able to talk with a representative about your bank accounts, the branch locations are mainly for investment services, not banking services. You can do all your banking online, though, and the bank's mobile app has received 4.8 out of 5 stars in the Apple store, and 4.4 stars in the Google Play store.
Charles Schwab also stands out from other brick-and-mortar banks in that it doesn't require an opening deposit or minimum account balance, and it doesn't charge monthly fees. However, other online banks typically come without fees or minimum balances, and they pay higher rates on your savings.
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