Saving money on Sapphire Reserve bill with Chase Pay Yourself Back - Business Insider

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I redeemed 39,860 points from my Chase Sapphire Reserve to cover nearly $600 in grocery and dining purchases

is my favorite credit card. From valuable points that I can redeem for a variety of different travel purchases, to a flexible travel statement credit, to complimentary airport lounge access, the premium travel credit card comes in handy all the time ā€” under normal circumstances.

Lately, though, it started feeling like a waste of an annual fee. That is until Chase introduced some new quarantine-inspired perks. We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.Normally, the twoPay for travel purchases through the Ultimate Rewards portal, which includes flights, hotels, rental cars, and tours, and gets you 1.

In the past, I've used both. I've transferred my Ultimate Rewards points to World of Hyatt to stay at luxury hotels that cost $1,000 per night, and I've transferred points to Iberia for flights from Central America to Madrid. I've also booked tours and rental cars through theUnfortunately, since the COVID-19 pandemic hit, travel has been off the table, and so have these redemptions.

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