Review: What is Venmo, and what can you use it for? - Business Insider

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Venmo has some appealing banking features, but keep an eye out for fees

Money transferred to you within the app is not FDIC insured; money you deposit into your Venmo balance using direct or check deposits is FDIC insuredUse your debit card with the MoneyPass ATM network for free; pay $2.

50 to withdraw funds from Mastercard, Cirrus, or PULSE ATMsReceive direct deposits up to 2 days earlyMoney from direct deposits and check deposits is FDIC insuredEarn cash back on certain purchases with your debit or credit cardCons1% fee for depositing government or payroll checksCash back depends on the promotions available3% fee for sending money to people using your credit cardNo interest earned on your balanceis a worthwhile tool for sending money back and forth as a family member, friend,...

 

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