Opinion: Private stablecoins should be regulated out of business before they cause the next financial crisis

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OPINION: “If central banks are going to end up bailing out cryptocurrencies in a liquidity run, then they might as well be the ones issuing those cryptocurrencies.”

LONDON —Liquidity is to the modern economy what lubricant is to a car engine. Provide enough of it, and things run smoothly; come up short, and the result is a red-hot, smoke-spewing mess. But whereas lubricating oil is easy to gauge, financial liquidity is here today and gone tomorrow. A financial crisis is always around the corner, and the next one could result from the rapid rise of cryptocurrencies—and especially so-called stablecoins.

Now’s the time to regulate Today the world is awash in liquidity. That is just the right time for regulators and monetary policy makers to begin preparing for the next liquidity crisis. They should focus much more on the latest example of faddish private liquidity creation: cryptocurrencies, and stablecoins in particular.

Currency boards’ failure This is a new version of an old problem. Currency boards such as the one operated by Argentina in the 1990s also have been vulnerable to confidence crises and runs. Argentine pesos were supposed to be safe because they were fully backed by dollar reserves. But the devil, as usual, was in the details, and, when the details were tested, the Argentine central bank’s devilish behavior came to light.

Power must be used sparingly Runs wreck asset prices and therefore balance sheets, and destroy the liquidity that makes the economy hum. So, central banks are right to serve as lenders of last resort to governments, banks, and, perhaps, too-big-to-fail asset classes like mutual funds.

 

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wow

These f❤️kin scam bot replys!!!

GO $SHIB $DOGE

It is time cryptocurrency became regulated, compatible with fiat currencies and founded in economic reality.

That's silly. That defeats the purpose of cryptocurrencies. We're trying to decouple from the small hat bankers, not get in bed with them.

Let me make sure you hear this video loud and clear, this gentlemen says it best.

The hubris of tyranny knows no bounds, all I can say, if you fall 4 this bs argument, I have some beachfront property in Arizona 2 sell you. The Central banks cause the bailouts!! Crypto doesn't need any central banks, plenty of people 2 finance their own defi & off-ramps.

Now might be a good time to regulate all cryptocurrency transactions, providing this highly volatile asset class more stability. They are after all merely gambles on future price growth without economic foundation.

The fact that you think The Crypto Market will ever ask or allow a bailout to take place within’ its industry shows how hopelessly out of touch you are. there are going to be thousands of total failures, and many will be charged with fraud and sent to prison. Failure = Failure.

“Thing that has happened dozens of times with fiat currency and looks to continue indefinitely because they are inherently backed by government, we should get rid of private stable coins because maybe one day possibly it could happen to them”. Sweet braindead take👍

Or we just not bail them out, but most importantly, there is no contagion threat. Just a power grab

nice

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