Company overhauls way customers pay for car insurance

insurance company is moderating drivers' insurance fees based on how much they actually drive their cars.

"We're hoping to take a nice big step that really helps consumers take control of their own premium."It tracks how far a customer's car travels using a small black monitor that plugs in under the steering wheel, meaning no log books are required. Hawthorn's Pip Davis, who barely drives her Jeep Wrangler, has chosen to use KOBA and is expecting to pay half the insurance bill she has previously been paying.Financial advisors recommend people compare insurance policies, looking at factors beyond price.Canstar's Steven Mickenbecker said drivers might want to consider things like if windows, rental cars and key placements are included.

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