's 56% gain last year was fueled, in part, by investor optimism on the strength of the U.S. housing market."The safest way to play housing isn't with a homebuilder, it's with a retailer that caters to both new building and renovation," Cramer said.
"Microsoft has become the biggest momentum stock in the world and I bet it will stay that way because it's got a habit of crushing the estimates," he said.shares jumped 45% in 2021, Cramer said the stock is still on a price-to-earnings basis.
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