83% of pandemic business loans that helped pay 112,600 Greater Cleveland employees have been forgiven

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The agency issued 14,675 loans to Greater Cleveland small businesses during 2020 and 2021 to help keep them operating throughout the pandemic.

With 83% of PPP loans at least partially forgiven, Greater Cleveland matches the national average. To be forgiven, businesses must meet payroll requirements.CLEVELAND, Ohio -- More than 83% of Small Business Administration Paycheck Protection Program loans have been forgiven in Greater Cleveland, meaning at least this share of businesses accepting the loans met promises to maintain their payrolls, The businesses combined have over 112,600 employees and received more than $2.5 billion in loans.

Most of the Cleveland businesses receiving the loans were small - with 80% listing eight or fewer employees on loan applications. On the high end - with 500 employees each - were Educare Medical Staffing, Comet Glass, and Appletree Books. More than 70% of loan forgiveness happened during the last three months of 2020, with Cleveland businesses being forgiven a collective $1.75 billion, or 70% of the total loan amount in Greater Cleveland, as defined as Cuyahoga, Geauga, Lake, Lorain, Medina, Portage and Summit counties.once all loan proceeds have been used, within 10 months after the last day of the covered period.

Loans are not automatically forgiven in full, as partial forgiveness is possible at the discretion of the lender. Currently, 76% of Cleveland PPP loans have been paid back in full.

 

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