I put $200,00 towards a down payment for a condo with my boyfriend. He is on the title, but not on the mortgage. How do I protect my equity investment now?

  • 📰 MarketWatch
  • ⏱ Reading Time:
  • 38 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 19%
  • Publisher: 97%

Canada News News

Canada Canada Latest News,Canada Canada Headlines

‘He pays half of all expenses monthly without fail.’

Dear Quentin, I recently sold my condo and put the equity earned towards a new condo I own with my partner. My partner — we are not married — is on title, but not on the mortgage. He pays half of all expenses monthly without fail. What would be the best way to document and protect my equity in the event that we split up?... Dear Quentin, I recently sold my condo and put the equity earned towards a new condo I own with my partner.

What’s more, if you pay the mortgage off, he will still be entitled to his 50% share of the property should you sell it. It’s a win-win for him. You also took $200,000 of your own money and commingled it in a shared asset. It’s a cautionary tale and a textbook example of what to avoid when buying a property with a partner, particularly one to whom you are not married.

A cohabitation agreement is a wise move for unmarried couples, especially those who own a home. It is a contract — a de facto prenuptial agreement. You both agree to the terms and conditions: What happens to the house if you split up or one of you predeceases the other? Do you sell the property and split the proceeds 50/50? Who, for instance, is your healthcare proxy?

 

Thank you for your comment. Your comment will be published after being reviewed.
Please try again later.

Let me throw random strangers on the TITLE while I'm at it.

Nothing. Boyfriend is co-owner of the property. Terrible decision.

Chill in hand

We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

 /  🏆 3. in CA

Canada Canada Latest News, Canada Canada Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

Solar giants battle over panel sizes to push into a $200-billion marketSolar industry leader Longi Green Energy Technology Co. is against Trina Solar Co. in a battle over technology standards.
Source: IntEngineering - 🏆 287. / 63 Read more »