Outside Voices: Preparing for inflection points in your business - Jacksonville Business Journal

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Outside Voices: Preparing for inflection points in your business

By Coley Jones – Business Banking Market Executive, Bank of America in JacksonvilleJacksonville is home to a large variety of business sectors, from health care and retail to a rising presence of professional and business services, an industry which grew by 15,700 jobs locally in the past year, according to the Department of Economic Opportunity.

What are those inflection points for your business? Drawing on client insights and perspectives, we have identified a few key moments in time.While a company is growing, there are several considerations: hiring the right talent, expanding your operations and accessing additional capital. Asset-based loans: Businesses can borrow based on their own financial and physical assets, which can range from accounts receivables and inventory to equipment and real estate. Asset-rich companies that have variations in cash flow but need significant capital to help them operate can access revolving lines of credit or term loans that are secured by the borrower’s assets.

Optimize existing technology: Many companies can optimize their existing technology without making significant technology investments. For example, manual tasks, like accounts payable, can be automated or streamlined.

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