SF restaurant reaches rare settlement with insurance company over COVID-related losses

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It's the first victory of its kind against an insurance company that refused to pay a COVID claim in California. The payout is said to be in the millions.

Friday, December 16, 2022 3:37AMSan Francisco restaurant John's Grill has won a settlement after its lawsuit against the Hartford Group over COVID-related business losses.It's the first victory of its kind against an insurance company that refused to pay aclaim in California. John's Grill, one of San Francisco's oldest restaurants, has settled its lawsuit against the Hartford group. The payout is said to be in the millions.

"That was one of the hardest days of my life. I had to look at the family in the eye and tell them that we were going to have to shut down for an undisclosed amount of time," explained John Konstin of John's Grill. The insurance companies have said that the losses had to be related to "physical" damage to the restaurant, i.e. fire, vandalism. But in the lawsuit, the attorneys argued that the policy included Business Interrupted Coverage.

 

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