2022 marked the end of cheap mortgages and now the housing market has turned icy cold

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“There’d be, you know, two dozen other offers and they’d all be $100,000 over asking,” said prospective Boston home buyer Evan Paul, who stopped looking as rising mortgage rates priced him and his wife out of the market.

LOS ANGELES, CA – SEPTEMBER 22: Children ride scooters past and ‘open house’ flags displayed outside a single family home on September 22, 2022 in Los Angeles, California. The U.S. housing market is seeing a slow down in home sales due to the Federal Reserve raising mortgage interest rates to help fight inflation. The couple — both scientists in the biotech industry — were ready to put roots down in Boston.

“There’d be, you know, two dozen other offers and they’d all be $100,000 over asking,” says Paul. “Any any time we tried to wait until the weekend for an open house, it was gone before we could even look at it.” “At first, we started lowering our expectations, looking for even smaller houses and even less ideal locations,” says Paul, who eventually realized that the high mortgage rates were pricing his family out again.Buyers and sellers put plans on ice

 

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Several investment groups say 23 will not be a buyers or sellers market. They even predict that some markets will stall out due to high pricing and interest rates creating impossible financing situations. Meaning some geographical areas may see a stalled or even collapsed market.

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