To help you get your finances in shape this 2023, get a copy of your credit report, which is a detailed summary of your credit cards, loans, mortgage, and personal or business information.
For example, if you want to get your credit report via CIBI Information, register for an account onlineOn your scheduled appointment, attend the online character verification through Google Meet. Pay the required fee and receive your credit report via email.If you’re receiving income in or outside the Philippines, file your income tax before the April 15 deadline. Employed individuals can do so through their employer.
RCBC regularly hosts financial literacy webinars for its clients for their financial well-being. If your company is under the Payroll Program of RCBC, you may touch base with your HR to inquire about any upcoming webinar on financial wellness.If you have a lot of stuff at home taking up too much space or that you no longer use, consider selling them at a secondhand store or having a garage sale. You can get rid of the clutter and earn from it, too.
And while you’re at it, do some window shopping or check out the latest offerings or sales you can find in your online shopping app. Check out which items or gift ideas that are well within your budget.