lot can change in a year, especially in the money game. After a high-flying 2022, the finance world is sputtering. The IPO market has dried up, frothy fintech valuations have deflated and the white-hot crypto and Web3 sectors face an ice age.prove that the fintech and investing industries are down but not out. These bold leaders are rethinking lending, championing shareholder rights and staking the next great startups..
With over-30 cofounder James Pursaill, Pasco created a lender that ditched traditional credit scores and instead used a new mix of indicators to offer cheaper loans to customers who would otherwise be charged high subprime interest rates. “We look at new data points such as what you earn, which industry you work in, how you spend your money and if you are paying your subscriptions on time,” says Pasco. Investors have given his new scoring system high scores.