How to finance a used car

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How to finance a used car — via drivingdotca UsedVehicles

Now that you’ve found the vehicle of your dreams, it’s time to close the deal. On the finance side of things, sign the loan contract with your lender or through the dealership, set up monthly withdrawal payments, , and most importantly, make sure you understand the financing terms of your agreement. If you have any questions whatsoever, now is the time to ask!Article content

On the car sale side of things: Sign the bill-of-sale contract, ensure you have proof of insurance, , and complete your registration information, including the license plates. Remember, every province has its ownThe difference between financing and leasing a car can be likened to renting vs. owning a house. Leasing is like renting – you enter into a contract through the dealership agreeing on a set monthly payment schedule and time frame for using the car.

Financing a used car is like owning a house – you get a loan directly from the bank/credit union or through the dealership with the intention of paying off the car in full so you own it in the end. Compared to leasing, there are no kilometer limits or additional penalties to watch out for, and you can customize the vehicle however you’d like because you don’t have to give it back. However, financing can incur higher monthly payments and longer terms.

And there you have it – the complete comprehensive guide to financing a used car in Canada. Remember, the most important thing in this whole process is to make sure you’re equipped with all of the information you need so you can be sure you’ve made the right decision all around. Good luck!

 

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