— alert them to the problem and check for any suspicious activity that might be affecting your credit score.
If you think you're the victim of identity fraud, you can also request a fraud alert or credit freeze be placed on your accounts, according to Carolyn Boris, a vice-president with Chubb Personal Risk Services. "It's very easy and common to use the same password, or maybe you have a small list of passwords. But this is exactly what the bad guys prey upon," Ian L. Paterson, CEO of Plurilock Security, said from Victoria.