In basic terms, its technology facilitates employers to allow their staff to get access to a percentage of already earned wages. “In Africa there is a monthly salary cycle that creates a disconnect because so many people live on a day-to-day basis, needing cash-in-hand,” he says.
He describes the move from sport into business as like “dying a mini death”, forced to give up everything he had ever known, searching for a balance in his life he says didn’t exist before. “You go from earning the salary of the CEO to starting at the bottom of the food chain. You have become accustomed to a certain way of living, and all of a sudden your disposable income is very much reduced and you are dabbling into your savings, which is tough.”
“Ireland have shown an immense amount of consistency over the past 18 months, and South Africa had a phenomenal win against New Zealand at Twickenham and an emphatic win against Scotland, so I would probably spread my bets between those three. “Andy Farrell has created some great emotional connection with his players that play for more than just themselves at the moment, which is brilliant to see,” he says. “What they’ve got right at the moment is this encompassing ability of backs and forwards to be ball players. They’re not just one-trick-ponies. The interaction between backs and forwards and the structures in which their play is really great.