The Best Cash Back Card on the Market Right Now

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Get 2% back—with no strings attached.

Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three monthsSelect “Apply Now” to learn more about the product features, terms and conditions.Since the Wells Fargo Active Cash Card has no annual fee, there won’t be a cost to hold it unless you fail to pay the balance in full every month. If you’re a person who regularly pays off your balance, the potential rewards can be big.

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24% or 29.99% variable APR applies; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5% .Up to $600 cell phone protection when you use it to pay your cellphone bill against damage or theft and .

For instance, a cardholder who is merely looking to get the highest possible cash back rate—and is willing to do some extra work to get it—could do slightly better with another option, the. This card offers holders a slightly higher 2.5% cash back rate, also on all types of purchases. That rate could allow a cardholder spending $3,000 a month to earn $900 a year in rewards—higher than the $720 they would earn with Wells Fargo Active Cash Card after the first year.

 

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