If 'cash is a trap,' how can stocks and bonds pay off?

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Investors may have gotten too comfortable in cash

Investors who have piled into cash risk being stuck watching markets rally from the sidelines, as money in a traditional portfolio of stocks and bonds could double in just over a decade, according to JPMorgan Chase & Co.’s asset-management business.

“We understand that cash is a comfortable place to be,” Monica Issar, global head of multi-asset and portfolio solutions at J.P. Morgan Global Wealth Management, said during the media briefing. “But cash doesn’t rally.” Ten-year Treasury rates BX:TMUBMUSD10Y climbed on Tuesday to 4.846%, their highest level since July 2007 based on 3 p.m. Eastern Time levels, while the yield on 30-year Treasurys BX:TMUBMUSD30Y rose to 4.951% in its highest rate since August 2007, according to Dow Jones Market Data.

As for equities, “even if U.S. margins prove resilient, returns available in other developed markets remain attractive by comparison,” according to the JPMorgan report. “The market dominance that U.S. firms enjoyed through the 2010s faces competition from Europe and Japan in particular.” In the U.S., the S&P 500 is recovering in 2023 from a 19.4% drop last year that marked its worst annual performance since the global financial crisis of 2008. While the index is up so far this year, it has slumped more than 2% over the past month, FactSet data show, at last check.

 

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