What short-term market volatility means for your 401(k)

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Widespread fears of a U.S. recession sent global markets tumbling Monday, with the Dow Jones Industrial Average falling by over 1,000 points in midday trading. Here's what it means for your 401(k).

On the heels of a poor jobs report, widespread fears of a U.S. recession sent global markets tumbling Monday, with the Dow Jones Industrial Average falling by more than 1,000 points in midday trading. Gregory Daco is a chief economist at the management consulting firm EY-Parthenon. He says while short-term market volatility can raise concerns about Americans' 401 retirement accounts, it's not always a sign of long-term financial issues.

'The numbers were a little bit weaker than anticipated and there was a fear that essentially the Fed was behind the curve when it comes to easing monetary policy.'RELATED STORY | Is the US in a recession? A survey found most Americans think so, and here's whyThe Federal Reserve implemented a series of interest rate hikes in 2022 and 2023 to combat high inflation, and rates have remained at their highest levels since early 2001 for the last 12 months — between 5.25% and 5.5%.

 

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