Bank of Korea Holds Rate Steady to Rein in Housing Market

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Bloomberg News

Bank Of Korea,Household Debt

(Bloomberg) -- The Bank of Korea held its benchmark interest rate steady as authorities seek to rein in rising home prices that are fueling household debt...

-- The Bank of Korea held its benchmark interest rate steady as authorities seek to rein in rising home prices that are fueling household debt concerns.The central bank maintained its seven-day repurchase rate at 3.5% in a decision Thursday that met the expectations of 22 of 23 economists surveyed by Bloomberg. One had forecast a quarter-percentage-point cut. The won and bond futures were mostly steady after the decision.

“There is no need to rush to a cut when the focus remains on financial stability around real estate and household debt,” said Kim Sung-soo, an analyst at Hanwha Investment & Securities Co. “The economy is holding up well with exports growing, too. So an October cut and then a hold until the end of the year is likely.”

Gross domestic product shrank unexpectedly last quarter after a stronger-than-expected expansion at the start of 2024. Declines in investment weighed on the economic momentum with elevated borrowing costs and uncertain consumption outlooks hurting sentiment. While policymakers have downplayed the slip in growth largely as temporary, economists have noted growing risks.

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