How the average American millionaire is managing their money in this market

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How the average American millionaire is managing their money in this market investinyou (In partnership with acorns.)

In the May-conducted CNBC Millionaire Survey, 59% of millionaires said interest rates will be about the same a year from now. That was a big change from fall 2018, when only 20% of the wealthy told CNBC they expected rates to remain the same. And last fall 77% of millionaires expected rates to be higher in a year's time. That view has been cut in half, with only 35% of millionaires now thinking rates will trend higher.

The most popular sectors among millionaires currently are financials, technology, energy, health care and industrials, but wealthy investors indicated in the May survey that they are not heavily favoring any sector over the rest of the year. When asked which sector would receive the greatest amount of investments, technology was the top choice, but notably below the 24% of millionaires who said that no single sector is a favorite.

Millionaire investors age 55 and under currently have 10% exposure to bonds versus a 21% fixed-income weighting of the wealthy ages 56–69 and those 70 and over. Investors 55 and under are also slightly more likely to invest in international equities and use short-term instruments like money-market funds, CDs and checking/savings accounts . U.S. stocks are by far the most popular asset class for investing dollars at every age.

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