– for the financial and economic infrastructure of largely low-income communities of color.
The full $11 billion agreement included $4 billion in small business loans of $1 million or less; $4 billion in community development loans and investments; $1 billion in residential mortgages to low- and moderate-income borrowers; and $60 million in charitable contributions. We think they should. After all, while bankers generally embrace an ideology that markets are efficient, failures are individual and government should always stand back, that philosophy always seems to evaporate when their own assets are at stake.
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