13 stocks that have grown their dividends more than the banks

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) for free daily and weekly newsletters, in-depth industry coverage and analysis, and access to ProStation - a powerful tool to help you manage your clients’’ portfolios.: With all the talk about bank failures and investor insurance, I’m hoping you can clarify a question my wife and I have. From what we understand, if the bank whose discount brokerage we use were to fail, we’d have some coverage because our stocks are insured, up to a point, through the Canadian Investor Protection Fund .

So, if that is the case, in what scenario would a customer’s securities or cash be lost and require the CIPF to make the customer whole?In the event that one of its member firms becomes insolvent, the CIPF covers property – including cash, securities, futures contracts and segregated insurance funds – that were held on your behalf but which were not returned to you.

“However, segregation is not required for all client property. For example, investment dealers are generally permitted to use the cash in the clients’ accounts. Therefore, there may still be some client property missing, even with segregation rules,” Ms. Singer said. “Another example of where missing property could arise is in the case of a failure by an investment dealer to follow the segregation rules.

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