Why this former educator got out of the stock market and invests only in GICs

Beth Jay, recently retired from her career as a teacher-librarian, at her home in Halfmoon Bay, B.C. 'Many Canadians choose to retire out here,' she says, 'but there are some drawbacks when it comes to health care and accessibility.'In Tales from the Golden Age, retirees talk about their spending, savings and whether life after work is what they expected.

I can still play music, including electric bass with my jazz group and flute with the local community concert band. It’s not the retirement I expected but I also like to garden, cook, bake and read – and I’m writing a memoir. I also have more of a social life now that I’m not working because I’m not always exhausted.

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