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I had been intending to transfer a portion of their savings into an investment account for months in order to get a higher rate of return. With COVID-19 market concerns in the news, investing was at the forefront of my mind. I plan to have the money invested for at least 10-15 years, so I wasn't worried about short-term market drops. I figured with prices low, it was a good time to buy.
Since I opened a general investment account, I can withdraw the money in about the same amount of time without penalty .
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