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RCS enters secured lending business

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BNP Paribas-owned consumer finance company introduces peer-to-peer vehicle and home improvement loans

Unsecured lender RCS has quietly entered the secured lending space.

RCS CEO Regan Adams said the lender realised how difficult it could be to compete with the big banks in asset financing, which is why RCS is carving a niche to finance private peer-to-peer vehicle transactions. Adams said the company’s ambition in the unsecured lending space was to start growing its credit card offering. The company will target its store card customers with both the personal loan and credit card offerings.

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