Farmers, business owners, homeowners face uncertainty after $100B in disaster relief flounders

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Scott Hudson,Business,Jessie Dean

American farmers and small business owners are among those who will suffer if Congress cannot agree on a new spending bill after President-elect Donald Trump abruptly rejected a bipartisan plan that included more than $100 billion in disaster aid.

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FILE - As Hurricane Milton approaches, a car sits half-buried in sand in Bradenton Beach, Fla., in the aftermath of Hurricane Helene, Oct. 8, 2024. Flooding from Helene in September washed away the company's building along with all of its equipment and inventory. Her small business employs 11 people directly and also works with small farmers in the area to supply the herbs for its teas.

Many farmers are in the same boat, since about $21 billion of the disaster aid in the doomed bill was assistance for them. People like retired engineer Thomas Ellzey are also counting on disaster aid. He has been living in a mud-filled house in Fairview, North Carolina, for almost three months. Although he pre-qualified for a low-interest loan from the SBA that helps homeowners rebuild, officials have told him the agency does not have the money and is waiting on Congress to act.

The spending bill included $2.2 billion for low-interest loans for businesses, nonprofits and homeowners trying to rebuild after a disaster; $8 billion for rebuilding damaged roads and highways; and about $12 billion for helping communities recover through block grants administered by the Department of Housing and Urban Development. The block grant money is one of the key funds for homeowners who don’t have insurance or enough insurance recover from disasters.

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