2025: A Busy Year for Personal Finance

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This article explores six key financial trends to watch in 2025, including the housing market, consumer spending, stock market volatility, potential tariffs on Canadian goods, Bank of Canada interest rates, and investment strategies.

Welcome to 2025, a year that promises to be especially busy in personal finance. Here are six things I’m looking out for:There were signs in late 2024 of a pickup in home sales and prices driven by falling mortgage rates. Can it continue at a time when the economy is weak and the unemployment rate has been rising? I’m betting the answer is yes.

Are you reading this newsletter on the web or did someone forward the e-mail version to you? If so, you can sign up for Carrick on MoneyTo help you prepare for the year ahead, I put together a list of resources on investing, saving, borrowing and more:to look out for in the year ahead, including rising interest in investment properties.

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