American Express Gold vs Chase Sapphire Reserve: Best dining rewards - Business Insider

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Both cards offer a few annual statement credits on purchases that — if you would have made those purchases anyway — significantly offset the fees

— assuming you haven't opened a Sapphire-branded card in the past four years.

If you're set on using them for purchases, a better option is to just redeem them for cash back. Each point is worth 1¢, so 1,000 points=$10. That's because booking frequent flyer"award tickets" is different than buying reservations outright — you can. In most cases, the cash price and the miles price of a ticket aren't linked, so it's possible to get exponentially increased value from your points by transferring them and booking an award ticket instead., among other things.

 

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