While some cards offer tiered earning categories or special bonus categories that change throughout the year, thekeeps things as simple as possible. You'll earn a flat 1.5% back on everything you buy, so you'll never have to wonder if you're maximizing your rewards or getting close to cap on earnings.
If you're looking for a card that lets you redeem rewards in the most simple ways possible, definitely consider the. After you earn a flat 1.5% back on everything you buy, you can cash in your rewards for a check in the mail or a statement credit to cover any purchase made to your credit card up to your rewards balance.
is the fact you get 15 months with 0% APR on purchases and balance transfers. This makes it easy to consolidate high-interest debt at 0%, or to make a big purchase and pay it down over time without interest. Just remember that a 3% fee applies to balance transfers, which is pretty standard.