Options for business owners without PPP loans trying to raise money - Business Insider

"At this point, the only thing I can do is keep going and see what happens," said Valencia. "It's very concerning and nerve-wracking to think about opening a food business. But then again, I want to try to the very [end]."

business incubator, said backers are open to pitches. But before moving forward, it's important to understand what the investing landscape looks like for that industry. "Whoever you're looking to take money from is going to be doing due diligence on you, so you should do your due diligence on them," Wilson said. "Your best friend in these situations is your lawyer or your corporate counsel. Ultimately, you have to make the decision that is best for you and your business.

Tulsa, Oklahoma-based entrepreneurs Joel Bein and Amanda Jane Simcoe blended crowdfunding online and offline to raise funds for The Meat and Cheese Show, a cheese and charcuterie shop. via Facebook seeking $20,000 from family, friends, and fans in late May. They asked for donations, not loans, and promised to pay those back "in gratitude and hugs." In the week since, they have raised $7,000 and received requests for potential partnerships.

Lending circles, where a small group of people lend money to each other, are another avenue worth checking into. Common in tight-knit, mainly immigrant, communities through word of mouth, lending circles are alsothrough search. With those, strangers form a group and agree on the amount to pitch in and fees.

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