, why are these businesses at crazy valuations?' They're not crazy valuations. They are the engine of transition.""I think it's going to be two recoveries. You're going to have the investor class at the top that has the benefit of higher education and relationship capital and lots of liquidity.
We need to reconnect the ladder.""The first half of this year turned out to be somewhat worse than we anticipated in April. In many countries, the period of the lockdown was extended. And going forward we expect to have much more persistent social distancing because the health crisis is not over. And that's going to have an effect also on potential growth. So these factors led to the downgrade.
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