Joey Hadden/Business Insider
Nearly half of consumers are considering applying for a store credit card during the upcoming holiday shopping season. If you wind up applying for a new store credit card, read the fine print, and make sure that you make the most of your reward opportunities quickly.As Americans gear up for a different kind of holiday shopping due to the pandemic, quite a few of them aren't just planning to ask Santa to go to the store for them. They're thinking about asking the store if they can add a new piece of plastic to their wallets.
Ted Rossman, industry analyst at CreditCards.com and Bankrate, says the most compelling offer he sees for store credit cards is 5% cash back. Target's RedCard, Lowe's Advantage Card, and Macy's Credit Card are a few of the retail credit cards that will give you 5% percent back when you shop there.
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