As a consumer, it can be hard to resist the idea of immediate gratification — i.e., the purchase — and easy to ignore the delayed pain that's likely to ensue.
Moving high-interest debt to a 0% card can be just a reprieve. If you don't get the balance paid during that introductory period, the rate will jump and the credit card company will have no mercy. Mind you, the late '90s were a heady time for tech stocks. As dot.com after dot.com went public — many with no earnings to speak of — and their employees were made overnight millionaires on paper due to stock options, I suffered from investment envy.
I decided all this without any professional advice or guidance. I just flat out was certain that tech stocks were where the smart money was going.I transferred half of my IRA to a technology fund. Within about nine months, its value had been cut in half.
CNBC has a large number of people giving lousy financial advice and bad general reporting... no surprise!
this is terrible news
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