7 reasons you may need life insurance, even if you think you don't - Business Insider

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If you work for yourself, are starting a family, or are paying off debt, it's probably smart to consider a life insurance policy

Still, if you're already carrying a baby and the

Whether they bring in their own paycheck or not, having a life insurance policy in place assures they can maintain a similar standard of living if you die prematurely.The general rule is that if someone else relies on your income to live, then you probably need life insurance. about 6.2 million millennials and counting are acting as caregivers for a parent, in-law, or grandparent.

Jobs in aviation, construction, firefighting, mining, oil and natural gas, and a few others will almost always result in a higher premium, according toMost life insurance policies won't allow people in high-risk industries to add a disability rider, so Policygenius recommends buying a separate7. You have extreme hobbies

 

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