Massachusetts does not allow credit score, age, gender, nor marital status to be considered as a determining factors for insurance premiums. Therefore, other factors will weigh more, like your driving history, your driving record, where you live, and type of car you drive.
With so many factors affecting your premium and with every company considering them differently, it's critical to shop around. If you want to get the best rate for you, you'll need to start by getting quotes from several different insurance companies. Once you have a few different quotes, you'll want to compare them and look for the policy that gives you the most coverage for your money by giving the most coverage types and the highest limits. Also look at the deductible, or the amount you'll pay out-of-pocket if you get into an accident.
The driver who gets the best deal in Massachusetts is the one who shops around for their coverage. Compare quotes and look beyond the premium to find the best-priced coverage for you.
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