Homeownership costs to factor in after a down payment - Business Insider

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Don't forget about the extra furniture or the snowblower you'll need for the winter

You'll likely also need maintenance equipment — think everything from hammers and screw drivers to a lawnmower or snowblower, Roberge said. There might be immediate repairs or renovations to make shortly after you move in, and those should be budgeted for as well. a major system is on the fritz , then you should be able to plan for a replacement in the near future," Roberge said.If something in your home breaks as a renter, you generally don't have to foot the bill.

"It's like a medical issue. If you have a toothache and don't do anything about it, the problem is only going to get worse," Kathleen Boyd, a certified financial planner in Long Beach, California,Roberge said it's important for homeowners who don't have an unlimited supply of cash to distinguish between wants and needs. You mightto fix the plumbing before a real catastrophe occurs.

 

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