or another one with higher interest, especially if I'm not looking to take on too much risk.
"Fixed annuities have become more popular as interest rates have come down. In general, fixed annuities pay slightly more than CDs, but you are giving up liquidity," said Field.
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Exactly right! No risk, no reward. Low risk = low reward most of the time. Then you have to know or learn how to manage the risks you take.
Wise :)