start earning interest right away with no minimum balances required in their account.Synchrony Bank account holders can access the cash they put into a MMA fee-free at any one of the thousands of ATMs across the country displaying the Plus or Accel® logos. Synchrony refunds up to $5 per statement cycle of fees from non-network ATM operators in the U.S.
Note that all withdrawals and transfers are limited to up to six per statement cycle as required by federal law .The perks you get with the Synchrony Bank Money Market Account include access to checks and an ATM card so you can directly withdraw cash however many times you need, whenever you need to.
Unlike other banks we found, Synchrony also offers an IRA MMA option so that you can keep adding to your retirement plan. It has a current APY of 0.50% and requires a $250 minimum opening deposit.