Your original loan must be all used up
This applies to first-time borrowers too, but unfortunately the slow pace of recovery means that for some PPP loan recipients, the original amounts weren't enough to stay afloat. The maximum size of second draw loans is substantially smaller than first-draw ones, which could be as large as $10 million.
Ultimately, actual loan limits are set using the same calculation as the original , with the exception of hotels and restaurants, who can get 3.5 times.With a few industry exceptions, the typical SBA definition of a small business is one that has less than 500 employees, but only those with 300 or less can receive a second-draw loan.
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