Vacation-Home Buyers Propped Up the Mortgage Market. Now They Face a Test.

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When the pandemic hit, people rushed to buy lake houses and ski condos. A year later, financing for those properties is becoming more expensive.

The pandemic set in motion a furious scramble to buy vacation homes. Now, curbs on financing those purchases will test that market’s resilience.

The number of buyers who locked in mortgage rates for second homes in February was up 93% from a year earlier, far outpacing the 32% climb for primary residences, according to real-estate brokerage Redfin Corp. But Fannie Mae and Freddie Mac are putting up roadblocks. The two mortgage giants, whose government backing is crucial to holding down mortgage rates, earlier this year began to cap how many of these loans it purchases.

The coronavirus pandemic has had a counterintuitive effect on the housing market. Usually, a slowing economy weighs on home prices. But many, keeping their jobs and saving money by not commuting to the office. Plus, the coronavirus brought record-low mortgage rates and stoked city-dwellers’ desires to escape cramped living. It fueled bidding wars and sight-unseen purchases across America’s vacation zones, which already had dwindling stocks of homes for sale, real-estate agents say.

The booming market is also luring investors, some of whom have generated substantial profit by fixing up old homes and then flipping them. Home-price growthTo Read the Full Story

 

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trefledor1 🚀👌🏼

Looks like the life to me 🍷

Just in the process of finishing a new place at Deer Valley. If anyone is in the market, the old 1 will be on the market in July for $6.9

Housing prices will never go down......this time is different.

Yeah it’s called unloading inflated dollars...

Wealthy people who profited from the GOPTaxScam 'rushed to buy' vacation homes. Grandkids are on the hook for $2 trillion with no infrastructure to show for it. RepublicansDontCare

Wow. Almost like there were some massive real estate bubble being propped up by subprime flex rate mortgages about to burst like it did a decade ago before we made absolutely no efforts to prevent it happening again and shortly before 40 million people get foreclosed on.

Couple of months ago I came across a recommendation about Blaketeddy56 wealth how he helped investors to earn lots of money with their investments. and I decided to give a trial with the little I have. Now my little has turned into something great which was not my expectation

Not 'people.' You mean 'rich people.'

Classic prank!

Legendary investor warns Bitcoin ban ‘likely’ as price suddenly soars toward $60,000 DennisWilliam09

Awwww that’s what you get for living beyond your means

Feeling sorry for anyone who was able to “rush to buy a vacation home”

and what?

Ha thank god I’m poor 🥺

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