I’m absolutely a saver. I save everything that’s important to me, even my siblings have commented on it over the years. I have personal items that were given to me that I have carefully kept for decades. For years, I put a percentage of my salary aside each month religiously and lived off an allowance that I thought was enough. It says something about my need to provide for the future, but now it’s just an ingrained habit.I shop for quality first and value second.
I’ve saved thousands by staying home and working. I’ve invested in shares for many years. I invest in my own ventures, too, and that’s worked well because I understand all the challenges and opportunities.I carry enough cash for incidental purchases like coffee and lunch but mostly I use my debit and credit cards. It’s much easier to track expenditure since I don’t need to keep receipts; and I don’t have bulky purses to carry around, filled with cash and coins.