Banks can suspend accounts suspected of criminal activity, says Finance Minister

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PETALING JAYA: Banks have the right to temporarily suspend any account if there is suspicion of criminal activity or fraudulent transactions, says Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz.

Zafrul said that Bank Negara has guidelines and best practices to help banks carry out customer due diligence, effective customer risk profiling, identifying the existence of financial fraud through red flags and to understand the latest financial crime approaches and trends.

“If the transactions in a bank account give rise to suspicion, the bank can impose temporary restrictions on the account to enable a thorough assessment while ensuring that the money from fraudulent or criminal activities will not be withdrawn from the account,” he said. Abdul Azeez had asked about the bank’s authority in closing a customer’s bank account based on the fact that there are suspicious transactions in the customer’s account without conducting investigation or inquiries on the account holders.

 

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No1 nation criminal still can withdraw 100k a month Great job tzafrul_aziz

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