TIME100 Most Influential Companies 2022: Divvy Homes

lack the funds to get a traditional mortgage. That’s where Divvy Homes comes in. Through its rent-to-buy program, aspiring homeowners can pay a 1% to 2% down payment, and Divvy will pay for the rest of the home.

Clients then pay monthly rent to Divvy—but unlike with traditional renting, a portion of each payment goes toward building equity. About half of Divvy’s clients build enough equity to buy their homes within three years. “Our mission is to make homeownership accessible,” says CEO Adena Hefets.

divvyhomes Read the fine prints, there is always a catch. These investors put things in contracts to take away most of the equity or ways where buyers may end up losing it all.

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