How to become financially independent of your family business

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Setting guidelines and policies such as paying out 50 per cent of profits each year as dividends or distributions can set business owners up for retirement.

, it is easy to become heavily involved and invested in its success, both financially and emotionally. The family business reflects your lifestyle and hard work, and is often your principal financial asset.

Unfortunately, many business owners never get around to selling their businesses and achieve the financial freedom they wanted when they first set it up. Many businesses are simply wound up.If the founders do sell their business, it is often to their children, assuming they want to and are prepared to take on

Becoming financially independent from the family business requires plenty of discipline. It involves regularly, consistently, and tax-effectively taking money from the business over time.The aim is to not leave the business short of cash, but at the same time not leave lazy cash sitting on the business’ balance sheet.

Other entities may be used to help efficiently invest dividends extracted and protect assets, rather than invest in the name of a director of the family company.By using one or several of these strategies, the business owner can keep the company’s balance sheet lean.

 

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