Housing market first-timer? From contingency to foreclosure to housing market predictions, what you should know.

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The U.S. housing market has gone from scorching to cooling within months as the momentum is also slowly shifting from a seller's market to one more favorable to buyers. Here's what to know:

said. The score also determines how much someone can borrow, the length of months they have to repay the loan, and how much their interest rate will be.A fixed-rate mortgage is a home loan option with a specific interest rate for the entire term of the loan, according toThis means that the interest rate on the mortgage will not change over the duration of the loan. Also, the borrower's interest and principal payments remain the same each month.

An adjustable-rate mortgage is a home loan with an interest rate that adjusts based on the market, according toAdjustable-rate mortgages typically offer a lower introductory interest rate than fixed-rate mortgages but after the initial period, your monthly payment can change. "If interest rates go down, can become less expensive," Rocket Mortgage said. "However, can also become more expensive if rates go up." expects U.S. home prices to end 2022 down 11% compared to 2021 and to fall by another 7% by the end of 2023. The declines are in part due to the surging mortgage rates and that unforeseen home price growth.

"We do think that sales are going to fall steeper than we thought," Jim Egan, Morgan Stanley's co-head of U.S. Securitized Products Research, said on the bank's "Thoughts on the Market" podcast."We think that starts are going to fall steeper than we thought, and that next year single unit starts are going to be lower in 2023 than they were in 2022."

 

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Hello am new here 😁😁

Aren’t you surprised to see everyone is silent on this?

Media outlets love to spruik 'it's a good buyers market'.... Is it? What is the median wage in the USA? 50k? How many on the median wage can afford a home.

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