Current market conditions favour structured investment products

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Availability on retail investment platforms has seen structured products starting to appeal to smaller investors too. Moneyweb

The age-old advice of ‘Buy low, sell high’ makes investing in shares sound easy. Unfortunately, it is not so easy to determine when shares are low and that it is time to buy, nor what a market high is and when it is time to sell. Currently, there is very little consensus on whether equity markets will generate good returns during 2023.

“This ensures regulation and transparency in valuation,” says Lubbe. “It gives investors a reference price and creates liquidity for instances when investors want to exit their investment before the end of the five years. “Investec uses only banks and financial institutions with investment grade credit ratings. All the investments are done in dollars, immediately hedging against a weakening of the rand.” Exposure to equities is obtained by buying a call option on global equity markets.

 

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