Is private health insurance worth it?
"That only applies for people who really have those conditions, like knee and hip replacements. That's the major one that you normally wait a long time for, but the other ones are relatively okay," Professor Zhang said.private hospital for in-patient psychiatric treatment For urgent medical treatment, having private health insurance "doesn't really matter", Professor Zhang said."If it's urgent, you can get treated right away in the public hospital, you really don't need private insurance."
However, for some patients, such as those giving birth who want to use their preferred obstetrician to deliver their baby, private health insurance may be an attractive option. "Private health insurance represents good value for some consumers, depending on their needs and financial situation, and we believe it plays a role in taking some of the pressure off the public hospital system," Dr Deveny said.
Private insurance is a total scam.