Taylor, a TikToker who shares her budgeting journey with her followers on the social media platform, said she "went from swiping a credit card and not really understanding where my money was going" to "having to tangibly handle the cash" using the cash stuffing method.Taking accountability for previous financial mistakes
Taylor, who was turning 30 at the time, said she was struggling, "not managing my money," and "just needed to take accountability for my previous financial mistakes." "When you're in debt and you have financial issues, you kind of hide it sometimes," Taylor said. "I really made it a point to go in and just take a look at whatWhen she assessed how her money was being spent, Taylor said she was "shocked" to find she was impulsively spending money.
She said that you start with a budget, divide it into categories using envelopes, then pull cash from the bank to stuff the allotted amount of money into each envelope or category. Those categories can be for anything like groceries, bills, utilities and more.